Sản phẩm & Rủi roCâu 80 / 398
A 68-year-old retiree wants guaranteed lifetime income and cannot tolerate any loss of principal. Which product is most suitable?
a.A variable annuity invested aggressively in equity subaccounts
b.A leveraged sector ETF
c.A direct participation program in oil and gas exploration
d.A fixed annuity providing a guaranteed income stream for life
Giải thích
A fixed annuity offers a guaranteed rate and a guaranteed lifetime income stream with no market risk to principal, matching the retiree's need for safety and predictable income. A variable annuity or leveraged ETF exposes principal to market loss, and a DPP is illiquid and speculative, making them unsuitable here.
Trích dẫn luật: Investment Company Act of 1940Luyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- In a fixed annuity, who bears the investment risk?
- A variable annuity differs from a fixed annuity primarily because the variable annuity:
- An equity-indexed annuity typically credits interest based on:
- During the pay-in (accumulation) phase of a variable annuity, an investor's contributions purchase:
- Which statement about the two phases of an annuity is correct?
- A variable life insurance policy is considered a security because:
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