Insurance & LiensQuestion 112 of 1605

The "exclusive remedy" doctrine in workers' compensation means:

a.The employer can only be sued for injuries if the insurance lapses
b.An injured employee's only remedy against their employer is through the WC system
c.Employees can choose between workers' comp and suing the employer
d.The employer selects the treating physician exclusively

Explanation

Workers' comp is the exclusive remedy against the employer for work injuries. Employees generally cannot sue their employer in civil court, though exceptions exist for serious and willful employer misconduct.

Law Reference: Labor Code §3602

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