Insurance & LiensQuestion 115 of 690

A subcontractor works on a general contractor's job site without workers' compensation insurance. If the subcontractor's employee is injured, who may be liable?

a.Only the subcontractor
b.The general contractor may be treated as the statutory employer and be liable
c.Only the injured employee's family
d.The property owner exclusively

Explanation

When an uninsured subcontractor's employee is injured, the general contractor (as statutory employer) may be liable for workers' comp benefits. This is why GCs should verify WC certificates before allowing subs on site.

Law Reference: Labor Code §2750.5

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