Insurance & LiensQuestion 114 of 163290% of test-takers answer this correctly

Return-to-work programs in workers' compensation are designed to:

a.Offer modified or alternative work while the worker heals
b.Reduce the employer's premium in the policy year of the injury
c.Remove the employer's duty to pay for any medical treatment at all
d.Let the employer supervise the worker's medical appointments

Explanation

The point of a return-to-work programme is to put the injured worker back on the payroll doing something the treating physician allows, and the statutes reward it directly. §4658.7(b) makes the supplemental job displacement benefit voucher payable unless the employer offers regular, modified or alternative work — the three terms defined in §4658.1 — no later than 60 days after the report finding the disability permanent and stationary. §4650(b)(2) lets the employer withhold permanent disability payments before an award where it has offered a position paying at least 85 percent of the former wages, and §139.48 funds the Return-to-Work Supplement Program on top of that. (b) confuses long-run experience rating with an immediate premium cut, which no offer of modified work produces. (c) is wrong on the statute's own terms: medical treatment remains the employer's obligation under §4600 whatever work is offered. (d) describes surveillance rather than a benefit.

Law Reference: Labor Code §4658.7(b); §4658.1; §4650(b)(2); §139.48

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