Insurance & LiensQuestion 455 of 690

A contractor hires their very first employee, a part-time helper. When must the contractor carry workers' compensation insurance?

a.Immediately; coverage is required for every employer with even one employee
b.Only after the helper works more than 40 hours per week
c.Only once the business has three or more employees
d.Only if the helper requests it in writing

Explanation

Labor Code §3700 requires every California employer to secure workers' compensation coverage, even for a single part-time employee. There is no minimum-hours or minimum-headcount exemption.

Law Reference: Labor Code §3700

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