EmploymentQuestion 34 of 1605

A contractor's employee is injured on the job. The employee's medical expenses under workers' compensation are paid by:

a.The employee's personal health insurance first
b.Split equally between employer and employee
c.Only if the employee can prove employer negligence
d.The contractor's workers' compensation insurance

Explanation

Workers' compensation is a no-fault system. The employer's WC insurance pays all reasonable and necessary medical expenses for work-related injuries, regardless of who was at fault.

Law Reference: Labor Code §3600

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Reviewed by Abraham Chen Licensed California General Contractor (CSLB License #1101856 verify)
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