Pennsylvania Producer's Examination for Life, Accident and Health Insurance (Series 16-03) — exam facts

Pennsylvania

Every source below was read on 2026-09-22

Pennsylvania Producer's Examination for Life, Accident and Health Insurance (Series 16-03) — Exam facts
Administering bodyPennsylvania Insurance Department — exam delivered by PSI Services LLC

The booklet lets candidates choose a PSI test center or a remote proctored exam when booking, and the Department's page describes both. After passing, the licence application can be filed at the test-center kiosk or online through Sircon or NIPR.

Source: PSI — Pennsylvania Insurance Department Candidate Information Booklet (effective 1/22/2026) (2026-09-22)

Questions150 questions

One combined exam of 150 items. Pennsylvania law sits mainly in the Insurance Regulation section (21%) rather than in a separately scored state portion. The booklet adds that 5 to 10 unscored experimental questions may be given in addition, with time for them included in the exam time.

Source: PSI — Pennsylvania Producer's Examination for Life, Accident and Health Insurance, Series 16-03 content outline (effective 3/1/2026) (2026-09-22)

Time limit170 minutes

The optional tutorial of up to 15 minutes does not count toward exam time.

Source: PSI — Pennsylvania Producer's Examination for Life, Accident and Health Insurance, Series 16-03 content outline (effective 3/1/2026) (2026-09-22)

Passing score70%

The booklet says "In order to pass the examination, you must achieve a minimum score of 70%." A new appointment cannot be made on the same day as a failed attempt. The licence application must reach the Department within one year of passing.

Source: PSI — Pennsylvania Insurance Department Candidate Information Booklet (effective 1/22/2026) (2026-09-22)

Fees
  • $55 — Examination fee (Series 16-03, Life, Accident and Health) (PSI Services LLC, per attempt) Source
  • $55 — Initial licence application fee, Pennsylvania resident individual producer (Pennsylvania Insurance Department, one-time) Source

The $55 resident application fee is printed both on the Department's page and in the PSI booklet; a non-resident individual producer pays $110. Fingerprinting at an IdentoGO center is required for a new resident licence, but neither source prints its fee. The booklet says online application service fees vary, approximately $12.50.

Source: Pennsylvania Insurance Department — Initial Insurance Producer Licensing Process (2026-09-22)

Languages offeredEnglish

The booklet lists no non-English form of any exam, and a resident producer must be able to read and write English. Candidates whose primary language is not English are granted time and one-half on request with a letter from their English instructor or sponsoring company.

Source: PSI — Pennsylvania Insurance Department Candidate Information Booklet (effective 1/22/2026) (2026-09-22)

Change log

  • 2026-09-22Fact sheet created from the PSI Pennsylvania candidate information booklet effective 1/22/2026, the Series 16-03 content outline effective 3/1/2026 and the Insurance Department's initial producer licensing page.
  • 2026-03-01New Series 16-03 content outline took effect; it keeps 150 items and 170 minutes, as in the outline in force through 2/29/2026.

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