Arkansas Producer Licensing, Appointments & CE
The second part of the Arkansas supplement is how a person becomes and stays a licensed personal lines producer in Arkansas: the licensing agency, how appointments tie a producer to an insurer, and the continuing-education duty that keeps a license active. These state rules sit on top of the national licensing concepts in the base bank.
Getting Licensed
Resident personal lines producer licenses in Arkansas are issued by the Arkansas Insurance Department. Applicants generally must pass the required licensing examination, submit an application, and clear a background check before the license is granted. Because application steps, fees, and the exam vendor can change, confirm the current process on the Arkansas Insurance Department website (https://insurance.arkansas.gov/) rather than relying on memorized figures.
Appointments
A license alone lets a person act as a producer, but to sell for a specific insurer that company must appoint the producer, and the appointment is filed with the Arkansas Insurance Department. A producer may hold appointments from multiple insurers at the same time. Appointments (and their termination) are how the department knows which companies a producer represents.
Continuing Education and Renewal
To renew, resident producers must complete state-approved continuing education each cycle, typically including an ethics component. CE keeps producers current on law and product changes. Specific hour totals and the renewal period are set by the department and can change, so verify the current Arkansas CE and renewal requirements with the Arkansas Insurance Department before your license period ends.
Keep going: the full Personal Lines Insurance Producer guide covers every section of the exam. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
State-specific details
State exam facts
- State regulator
- Arkansas Insurance Department
- Exam vendor
- PSI
- Passing score
- 70%
Who regulates personal lines insurance licensing in Arkansas?
The Arkansas Insurance Department (AID) issues the Personal Lines authority and contracts with PSI Services. Personal Lines is a limited P&C license for personal coverage.
Does Arkansas require prelicensing education for the Personal Lines exam?
Arkansas requires prelicensing education per line of authority; confirm the current Personal Lines hours with AID before testing. A 70% score is required.
What lines does the Arkansas Personal Lines license cover?
The Personal Lines license covers personal auto, homeowners, dwelling/fire, and personal umbrella for individuals and families; commercial risks require the full property & casualty license.
Sources: https://insurance.arkansas.gov/site/assets/files/1744/psi_exam_handbook.pdf, https://www.psiexams.com/
In the Personal Lines Insurance Producer guide: A 55-question practice exam whose key explains every item — the reasoning, not just the letter. Practice here stays free.