Maryland Producer Licensing, Appointments & CE
The second part of the Maryland supplement is how a person becomes and stays a licensed personal lines producer in Maryland: the licensing agency, how appointments tie a producer to an insurer, and the continuing-education duty that keeps a license active. These state rules sit on top of the national licensing concepts in the base bank.
Getting Licensed
Resident personal lines producer licenses in Maryland are issued by the Maryland Insurance Administration (MIA). Applicants generally must pass the required licensing examination, submit an application, and clear a background check before the license is granted. Because application steps, fees, and the exam vendor can change, confirm the current process on the Maryland Insurance Administration website (https://insurance.maryland.gov/) rather than relying on memorized figures.
Appointments
A license alone lets a person act as a producer, but to sell for a specific insurer that company must appoint the producer, and the appointment is filed with the Maryland Insurance Administration. A producer may hold appointments from multiple insurers at the same time. Appointments (and their termination) are how the department knows which companies a producer represents.
Continuing Education and Renewal
To renew, resident producers must complete state-approved continuing education each cycle, typically including an ethics component. CE keeps producers current on law and product changes. Specific hour totals and the renewal period are set by the department and can change, so verify the current Maryland CE and renewal requirements with the Maryland Insurance Administration before your license period ends.
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State-specific details
State exam facts
- State regulator
- Maryland Insurance Administration
- Exam vendor
- Prometric
- Prelicensing education
- None (prelicensing education was eliminated effective October 1, 2024)
- Passing score
- 70%
Who regulates personal lines insurance licensing in Maryland?
The Maryland Insurance Administration (MIA) issues the Personal Lines authority and contracts with Prometric — a different vendor than the Pearson VUE and PSI used in many neighboring states.
Does Maryland require prelicensing education for the Personal Lines exam?
No. Maryland eliminated its prelicensing education requirement for all lines effective October 1, 2024, so you may schedule the Prometric Personal Lines exam directly. A score of 70% is required.
What lines does the Maryland Personal Lines license cover?
The Personal Lines license covers personal auto, homeowners, dwelling/fire, and personal umbrella for individuals and families; commercial risks require the full property & casualty license.
Sources: https://insurance.maryland.gov/Producer/Pages/Producer-Initial-and-Renewal-Licenses.aspx, https://www.prometric.com/exams/mia/
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