California Insurance Code & EthicsQuestion 55 of 315
An agent wants to schedule an in-home appointment with a 78-year-old prospect to discuss life insurance and annuity products. What advance notice must the agent provide?
a.No advance notice is required if the prospect calls first
b.12 hours written notice
c.24 hours written notice that states the purpose of the meeting and the right to end the meeting at any time
d.72 hours written notice with the Commissioner's approval
Explanation
§789.10 protects seniors (65+) by requiring written notice at least 24 hours before an in-home appointment, disclosing the agent's identity, products to be discussed, and the consumer's right to end the meeting or have a third party present.
Law Reference: Cal. Ins. Code §789.10Practice all 315 questions free — no signup required.
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