California Insurance Code & EthicsQuestion 55 of 716
An agent wants to schedule an in-home appointment with a 78-year-old prospect to discuss life insurance and annuity products. What advance notice must the agent provide?
a.12 hours written notice delivered in person at the prospect's residence before the appointment
b.72 hours written notice with the Commissioner's approval of the products to be discussed
c.No advance notice is required at all if the prospect telephones the agent first to request the in-home appointment
d.24 hours written notice that states the purpose of the meeting and the right to end the meeting at any time
Explanation
§789.10 protects seniors (65+) by requiring written notice at least 24 hours before an in-home appointment, disclosing the agent's identity, products to be discussed, and the consumer's right to end the meeting or have a third party present.
Law Reference: Cal. Ins. Code §789.10This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)