California Insurance Code & EthicsQuestion 57 of 716
Before an agent may sell an annuity in California, what training requirement applies?
a.Complete 1 hour of generic product training furnished by the insurer whose annuity contract is being sold
b.No separate annuity training is required as long as the agent already holds a California life license in good standing
c.Complete 8 hours of annuity training, including 4 hours specific to California laws, before soliciting annuities
d.Complete the annuity training course only if the agent intends to sell annuities to buyers who are age 65 or older
Explanation
California's annuity training law requires an initial 8-hour annuity course, of which 4 hours must address California-specific suitability and senior protection rules, before an agent may transact annuities.
Law Reference: Cal. Ins. Code §10509.910+This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
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- The free-look (right-to-examine) period for an individual life insurance policy issued to a person age 65 or older in California is:
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- Which of the following is a permissible ground for the Commissioner to deny, suspend, or revoke an agent's license?
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)