California Insurance Code & EthicsQuestion 56 of 716
The free-look (right-to-examine) period for an individual life insurance policy issued to a person age 65 or older in California is:
a.15 days
b.10 days
c.30 days
d.20 days
Explanation
§10127.10 requires a 30-day free look for individual life and annuity policies sold to seniors 65+. Standard adult policies generally carry a 10-day free look.
Law Reference: Cal. Ins. Code §10127.10This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)