What are California's compulsory minimum personal auto liability split limits?
Explanation
Effective January 1, 2025, SB 1107 (the Protect California Drivers Act) set California's compulsory minimum personal auto liability split limits at 30/60/15 — $30,000 per person bodily injury, $60,000 per accident bodily injury, and $15,000 per accident property damage — amending Vehicle Code §16056 and replacing the 15/30/5 limits used from 1967 to 2024. These are floor amounts only; carriers and producers may write higher limits and typically recommend doing so.
Law Reference: Cal. Veh. Code §16056; Cal. Ins. Code §11580.1(b)This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
Practice all 474 questions free — no signup required.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Related questions on this topic
- Under the Personal Auto Policy, which Part provides Uninsured and Underinsured Motorist coverage?
- An insured strikes a deer on a rural California highway, damaging the front of the vehicle. Under the Personal Auto Policy, this loss is paid under:
- Under California Insurance Code §11580.2, how must an insured reject Uninsured Motorist coverage that the insurer is required to offer?
- Under Proposition 103, California personal auto insurers must give greatest weight, in order, to which three primary rating factors?
- Proposition 103 makes California a 'prior approval' state for auto insurance rates. What does this mean?
- California Vehicle Code §16028 requires a driver to do which of the following with proof of financial responsibility?
Last reviewed: · editorial process