Personal Auto InsuranceQuestion 4 of 158
Under California Insurance Code §11580.2, how must an insured reject Uninsured Motorist coverage that the insurer is required to offer?
a.Orally by phone with a recorded conversation
b.By any clear statement, including silence at renewal
c.Only by completing a state-issued rejection form
d.In writing, signed by the named insured
Explanation
California Insurance Code §11580.2 requires every personal auto insurer to offer UM coverage at limits equal to the liability limits. The insured may reject UM or select lower limits only by signing a written waiver. Without such a signed writing, UM is in force at the liability limits by operation of law.
Law Reference: Cal. Ins. Code §11580.2Practice all 158 questions free — no signup required.
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