Personal Auto PolicyQuestion 7 of 474
California Vehicle Code §16028 requires a driver to do which of the following with proof of financial responsibility?
a.Post a copy in the rear window of the vehicle at all times
b.Mail it to the DMV within 10 days of binding a policy
c.File an SR-22 certificate with the DMV Financial Responsibility Unit in Sacramento within 30 days of each registration renewal
d.Carry it in the vehicle and produce it on demand of a peace officer or after an accident
Explanation
Vehicle Code §16028 requires every driver to carry evidence of financial responsibility in the vehicle and to produce it on demand of a peace officer or following an accident. Driving without proof on hand is itself an offense even if a policy is technically in force. The insurance ID card issued by the carrier is the standard form of proof.
Law Reference: Cal. Veh. Code §16028This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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