An applicant asks her broker for the minimum bodily injury and property damage liability limits that satisfy California's financial responsibility law for a private passenger auto. Which combination meets the statutory minimum?
Explanation
Effective January 1, 2025, Senate Bill 1107 (the Protect California Drivers Act) raised California's compulsory auto liability minimum to 30/60/15 — $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $15,000 for property damage — amending Vehicle Code §16056. The former 15/30/5 limits (in effect 1967–2024) no longer satisfy the financial-responsibility law. The other options are below the current minimum, so they do not satisfy the law.
Law Reference: Cal. Veh. Code §16056; Cal. Ins. Code §11580.1(b)This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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