Personal Auto PolicyQuestion 2 of 53191% of test-takers answer this correctly

Which coverage part of the ISO Personal Auto Policy promises to pay damages for bodily injury or property damage for which an insured becomes legally responsible because of an auto accident?

a.Part B — Medical Payments Coverage
b.Part D — Coverage for Damage to Your Auto
c.Part A — Liability Coverage
d.Part C — Uninsured Motorists Coverage

Explanation

Part A of the Personal Auto Policy is Liability Coverage. It pays damages for bodily injury and property damage for which the insured is legally liable arising out of the ownership, maintenance, or use of a covered auto. Part B pays medical bills on a no-fault basis, Part C responds when the at-fault driver is uninsured, and Part D covers physical damage to the insured's own vehicle.

Law Reference: ISO Personal Auto Policy, Part A

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