Dwelling Policy (DP)Question 125 of 53193% of test-takers answer this correctly

Under the ISO Dwelling Property forms, after how many consecutive days of vacancy will certain perils such as vandalism, glass breakage, and water damage be excluded?

a.30 days
b.60 days
c.45 days
d.15 days

Explanation

The ISO Dwelling Property forms contain a vacancy condition stating that if the dwelling has been vacant for more than 60 consecutive days immediately before the loss, the insurer will not pay for losses caused by vandalism or malicious mischief, glass breakage, sprinkler leakage, theft (when endorsed on), or water damage. Coverage for other perils such as fire still applies subject to other policy terms.

Law Reference: ISO Dwelling Property forms — vacancy condition

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