A landlord's rental house is damaged by a covered fire and is unrentable for four months while it is repaired. Which coverage pays the landlord for the rent that would have been collected?

Explanation

Coverage D, Fair Rental Value, reimburses the named insured for the loss of rental income from that portion of the dwelling rented or held for rent, less expenses that do not continue, while the dwelling is unfit to live in due to a covered peril. Coverage E (ALE) applies when the named insured is displaced from a unit they themselves occupy, which is not the case here.