Dwelling PolicyQuestion 129 of 215
Which of the following losses to a dwelling would be excluded under all three ISO Dwelling Property forms?
a.Wind damage from a windstorm
b.Fire damage following a lightning strike
c.Smoke damage from a covered fire
d.Earth movement, including earthquake
Explanation
All ISO Dwelling Property forms exclude earth movement (earthquake, landslide, mudflow, sinkhole) as well as flood, ordinance or law, neglect, war, nuclear hazard, and intentional loss. Earthquake coverage must be purchased separately, in California typically through the California Earthquake Authority or a private earthquake policy.
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