Dwelling PolicyQuestion 128 of 215
Compared to DP-1, the DP-2 Broad Form adds which group of perils to the dwelling coverage?
a.Earthquake and flood
b.Falling objects; weight of ice, snow, or sleet; accidental discharge of water; and freezing of plumbing
c.Theft and mysterious disappearance
d.Open-perils coverage on the dwelling
Explanation
DP-2 is a named-perils form that adds the so-called "broad perils" to the basic DP-1 list, including falling objects; weight of ice, snow, or sleet; accidental discharge or overflow of water or steam; sudden and accidental tearing apart of a heating system; freezing of plumbing; and sudden damage from artificially generated electrical current. Open perils on the dwelling is the feature of DP-3. Earthquake and flood are excluded under all DP forms.
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