Compared to DP-1, the DP-2 Broad Form adds which group of perils to the dwelling coverage?
Explanation
DP-2 is a named-perils form that adds the so-called "broad perils" to the basic DP-1 list, including falling objects; weight of ice, snow, or sleet; accidental discharge or overflow of water or steam; sudden and accidental tearing apart of a heating system; freezing of plumbing; and sudden damage from artificially generated electrical current. Open perils on the dwelling is the feature of DP-3. Earthquake and flood are excluded under all DP forms.
Law Reference: ISO Dwelling Property forms — DP-2 perilsThis topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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