Auto InsuranceQuestion 22 of 215
California law requires drivers to carry which item in the vehicle as evidence of financial responsibility, ready to present on demand?
a.Original copy of the policy declarations only
b.Notarized letter from the insurer
c.A Department of Motor Vehicles SR-22 in every case
d.An automobile insurance identification card showing the insurer's name and policy number
Explanation
Vehicle Code §16020 requires drivers to carry written evidence of financial responsibility. The standard evidence is the auto insurance ID card the insurer is required to issue under Insurance Code §1872.85. The card must be in the vehicle and presented to law enforcement on demand. An SR-22 is only required for high-risk drivers after specific violations; a notarized letter is not the standard.
Law Reference: Cal. Veh. Code §16020; Cal. Ins. Code §1872.85Practice all 215 questions free — no signup required.
Related questions on this topic
- Under Part F of the Personal Auto Policy, an insurer wishing to non-renew a private passenger auto policy in California must give the named insured at least how many days advance written notice?
- An insured's covered auto is stolen. The Personal Auto Policy's transportation expenses (loss of use) provision typically:
- A California household has two private passenger autos insured on two separate policies, each with $100,000 UM limits. After an accident caused by an uninsured driver, can the injured insured combine ('stack') both UM limits to recover up to $200,000?
- Under Part A of the Personal Auto Policy, who qualifies as an 'insured' for liability purposes?
- Which of the following losses is specifically EXCLUDED under Part A Liability of the Personal Auto Policy?
- California Underinsured Motorist (UIM) coverage applies when:
Last reviewed: · editorial process
PrepPass Editorial Team · Verified against California Property & Casualty Insurance License Exam · How we review