California law requires drivers to carry which item in the vehicle as evidence of financial responsibility, ready to present on demand?
Explanation
Vehicle Code §16020 requires drivers to carry written evidence of financial responsibility. The standard evidence is the auto insurance ID card the insurer is required to issue under Insurance Code §1872.85. The card must be in the vehicle and presented to law enforcement on demand. An SR-22 is only required for high-risk drivers after specific violations; a notarized letter is not the standard.
Law Reference: Cal. Veh. Code §16020; Cal. Ins. Code §1872.85This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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