Personal Auto PolicyQuestion 19 of 53177% of test-takers get this one wrong

In California, an insurer that intends to non-renew a private passenger auto policy must give the named insured at least how many days' advance written notice?

a.10 days
b.20 days
c.45 days
d.30 days

Explanation

Cal. Ins. Code §663(a)(2) requires at least 30 days' written notice of non-renewal for a private passenger auto policy, and the notice must carry the §666 statement telling the insured how to ask for the reason. The other three are real periods attached to other acts: 20 days is §663(a)(1)'s deadline to OFFER renewal and also §662's notice of cancellation, 10 days is §662's notice of cancellation for non-payment, and 45 days is the offer-of-renewal branch of §678 for residential property. Part F of the ISO policy does not set this period; the statute does.

Law Reference: Cal. Ins. Code §663(a)(2)

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