Personal Auto PolicyQuestion 16 of 53175% of test-takers answer this correctly

A florist regularly rents box trucks during the holiday rush to make deliveries. Which Business Auto symbol most accurately picks up coverage on those rented trucks?

a.Symbol 2 — Owned autos only
b.Symbol 7 — Specifically described autos
c.Symbol 9 — Non-owned autos only
d.Symbol 8 — Hired autos only

Explanation

Symbol 8 means hired autos only — vehicles the named insured leases, hires, rents, or borrows (other than from employees, partners, or members of their households). Renting box trucks from a commercial rental agency is the classic hired-auto exposure. Symbol 2 wouldn't apply because the trucks are not owned; Symbol 9 wouldn't apply because the trucks are not employee-owned/non-owned in that sense.

Law Reference: ISO Business Auto Coverage Form, Symbol 8

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