Auto InsuranceQuestion 14 of 215
An interstate trucking company with 40 tractors hauls freight under its own DOT authority. The most appropriate ISO commercial auto form to address its exposures is the:
a.Business Auto Coverage Form without modification
b.Motor Carrier Coverage Form
c.Garage Coverage Form
d.Personal Auto Policy with business-use endorsement
Explanation
The Motor Carrier Coverage Form (CA 00 20) replaced the older Truckers Form and is designed for businesses that transport their own or others' property for hire. It incorporates required Federal Motor Carrier Safety Regulation endorsements such as MCS-90, addresses trailer interchange, and contemplates the unique liability exposures of for-hire trucking. The Business Auto Form is fine for non-trucking commercial fleets but does not have all the trucking-specific provisions.
Law Reference: ISO Motor Carrier Coverage Form (CA 00 20)Practice all 215 questions free — no signup required.
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