An insured backs out of his driveway and dents the rear bumper against a mailbox. Which Part D coverage pays for the damage to his car?
Explanation
Collision coverage under Part D pays for damage to the covered auto caused by impact with another vehicle or object, including stationary objects such as mailboxes, light poles, and walls. Liability (Part A) would only respond to damage to the mailbox owner's property, not the insured's own car. Comprehensive applies to causes such as fire, theft, vandalism, and animal contact, not impact with stationary objects.
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