Part B (Medical Payments) of the Personal Auto Policy is best described as:
Explanation
Part B Medical Payments is a small, no-fault first-party coverage that pays reasonable and necessary medical expenses (and, if applicable, funeral expenses) incurred within three years of an auto accident for the named insured, family members, and others occupying a covered auto. Fault is not considered. Liability for injuries to others is Part A, and coverage for an at-fault driver's low limits is Underinsured Motorist under Part C.
Law Reference: ISO PAP, Part BThis topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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