Auto InsuranceQuestion 9 of 215
Part B (Medical Payments) of the Personal Auto Policy is best described as:
a.Liability coverage for injuries an insured causes to others
b.No-fault property damage coverage for the named insured's vehicle
c.No-fault coverage that pays reasonable medical and funeral expenses for the insured and passengers regardless of who caused the accident
d.Coverage that responds only when the at-fault driver carries insufficient liability limits
Explanation
Part B Medical Payments is a small, no-fault first-party coverage that pays reasonable and necessary medical expenses (and, if applicable, funeral expenses) incurred within three years of an auto accident for the named insured, family members, and others occupying a covered auto. Fault is not considered. Liability for injuries to others is Part A, and coverage for an at-fault driver's low limits is Underinsured Motorist under Part C.
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