Auto InsuranceQuestion 10 of 215
California Vehicle Code §16028 requires a driver to provide evidence of financial responsibility upon request. Acceptable proof for a typical private passenger vehicle includes:
a.Only a cash deposit on file with DMV
b.Only a self-insurance certificate issued to fleets of 25 or more vehicles
c.Only a surety bond filed with DMV
d.An automobile liability insurance policy meeting at least the statutory minimum limits
Explanation
Vehicle Code §16028 requires every driver, upon request by a peace officer or after an accident, to show evidence of financial responsibility. While cash deposits ($35,000 with DMV), self-insurance certificates (for fleets of 25+), and surety bonds are all permitted methods, the overwhelmingly common method for a private passenger vehicle is a liability insurance policy with at least 30/60/15 limits. That makes choice D the broadly correct answer; the others are too narrow.
Law Reference: Cal. Veh. Code §16028Practice all 215 questions free — no signup required.
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