Personal Auto PolicyQuestion 10 of 531100% of test-takers answer this correctly

California Vehicle Code §16028 requires a driver to provide evidence of financial responsibility upon request. Acceptable proof for a typical private passenger vehicle includes:

a.Only a cash deposit on file with DMV
b.Only a self-insurance certificate issued to fleets of 25 or more vehicles
c.Only a surety bond filed with DMV
d.An automobile liability insurance policy meeting at least the statutory minimum limits

Explanation

Vehicle Code §16028 requires every driver, upon request by a peace officer or after an accident, to show evidence of financial responsibility. While cash deposits ($35,000 with DMV), self-insurance certificates (for fleets of 25+), and surety bonds are all permitted methods, the overwhelmingly common method for a private passenger vehicle is a liability insurance policy with at least 30/60/15 limits. That makes choice D the broadly correct answer; the others are too narrow.

Law Reference: Cal. Veh. Code §16028

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