Closing Transactions
Twelve of the 100 items cover closing — the second largest area on the examination. The Candidate Information Booklet warns that candidates must be familiar with the Closing Disclosure in order to answer closing-related questions, and it links a sample form.
Deeds, title, and recording
A general warranty deed warrants title against defects arising at any point in the chain; a special warranty deed warrants only against defects arising during the grantor's own ownership; a quitclaim deed conveys whatever interest the grantor has with no warranty. Section 689.02, F.S., prescribes the statutory form of Florida warranty deed. Section 712.02, F.S., gives a person marketable record title where the public records show a root of title of record for at least 30 years, subject to the exceptions in s. 712.03, F.S. Section 695.01(1), F.S., makes an unrecorded conveyance, mortgage, or lease of a year or longer ineffective against creditors and subsequent purchasers for value without notice, though it remains good between the parties themselves.
Closing costs, taxes, and prorations
Florida imposes documentary stamp tax on the deed at 70 cents per $100 of consideration under s. 201.02(1)(a), F.S., and on the note at 35 cents per $100 of indebtedness under s. 201.08(1)(a), F.S., which also caps the tax on such a document at $2,450. Section 199.133(1), F.S., adds a one-time nonrecurring intangible tax of 2 mills per dollar on obligations secured by a lien on Florida real property, which is $2 per $1,000. A $285,000 sale therefore carries $1,995 of deed stamps: 2,850 units of $100 multiplied by $0.70. Because Florida real estate taxes are paid in arrears, the seller's prorated share of unpaid taxes is a debit to the seller and a credit to the buyer. Under the federal TRID rules the borrower must receive the Closing Disclosure no later than 3 business days before consummation, while the Loan Estimate is due within 3 business days after application.
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State-specific details
State exam facts
- State regulator
- Florida Real Estate Commission (FREC), DBPR
- Exam vendor
- Pearson VUE
- Prelicensing education
- 72-hour FREC-approved broker pre-license course
- Passing score
- 75%
- Scored questions
- 100
- Time limit
- 210 minutes
Who regulates real estate brokers in Florida?
The Florida Real Estate Commission (FREC), housed within the Department of Business and Professional Regulation (DBPR), licenses brokers and sales associates. DBPR uses Pearson VUE as the official testing provider.
What experience do I need before the Florida broker exam?
Section 475.17(2)(b), F.S., requires 24 months of licensure during the preceding five years, and it accepts any of three paths: an active sales associate license held in Florida or in another state, territory, or foreign jurisdiction; a sales associate license held while salaried by a governmental agency; or a broker license held in another jurisdiction. An out-of-state broker therefore qualifies without ever having held a Florida sales associate license. Applicants must also complete the 72-hour FREC-prescribed broker course (Course II).
How is the Florida broker exam structured?
Florida gives one integrated 100-question multiple-choice examination — there is no separate national portion and no state portion. Candidates get 3.5 hours (210 minutes), and the exam is graded on 100 points with 75 points or higher required to pass. The DBPR booklet publishes twelve content areas whose percentages sum to 100, led by Real Estate Brokerage Business at 43% and Closing Transactions at 12%. Pearson VUE schedules, administers, scores, and reports the exam for DBPR.
Sources: https://www2.myfloridalicense.com/servop/testing/documents/RE_broker_cib.pdf, https://www.flsenate.gov/Laws/Statutes/2025/Chapter475/PART_I, https://www.flrules.org/gateway/Division.asp?DivID=241, https://www.pearsonvue.com/us/en/fl/dbpr.html
In the Florida Real Estate Broker guide: A 60-question practice exam on the national principles, with a key that explains all four options and not just the right one. Practice here stays free.