Transfer of Title
Title to real property transfers through deeds and other legal processes. Recording and title evidence protect the new owner's interest.
Deeds and Their Warranties
A deed conveys title and must be delivered and accepted to be effective. A general warranty deed offers the broadest protection against title defects, a special warranty deed covers only the grantor's ownership period, and a quitclaim deed offers no warranties. Essential elements include the grantor, grantee, granting clause, and legal description.
Recording and Title Evidence
Recording a deed in the county provides public, constructive notice of ownership and protects against later claims. Title insurance protects the owner or lender against covered title defects. Title may also transfer by will, intestate succession, or adverse possession.