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North Carolina Real Estate Broker Exam — Complete Study Guide (2026)

North Carolina licenses brokers only; the exam is 80 National + 60 State scored items in 2.5 + 2.0 hours (Pearson VUE candidate booklet, April 2026). This guide teaches both: ten national chapters and a North Carolina part organized by the booklet's eight State categories — agency, trust money, Form 2-T and the Due Diligence Fee, the Tenant Security Deposit and Vacation Rental Acts, excise and property tax, the Residential Property and Owners' Association Disclosure Statement (RPOADS), timeshare and fair housing. Includes an 80-question National and a 60-question State practice exam with explanations. Independent; not affiliated with NCREC. PDF + EPUB.

NMLS SAFE MLO — Complete Study Guide (2026)

The SAFE MLO test has run on the same NMLS specifications since April 5, 2021: 120 questions (115 scored), 190 minutes, 75% to pass, in five weighted areas. This guide covers the national test — federal mortgage law (TRID timing, RESPA, TILA/Reg Z, ECOA, HOEPA/QM), general mortgage knowledge, origination activities, ethics & fair lending, and the SAFE Act, with day-counting worked examples, practice questions in four sets (75 chapter questions, two full-length 120-question practice exams weighted like the test, and topic sets by content area) and the 2026 indexed dollar figures dated in an appendix. Exam review that teaches the vocabulary from the ground up but works at the level of the CFR sections; it is not the 20-hour pre-licensing course the SAFE Act requires before you sit the test, and it does not teach any one state's own law. AI-assisted study aid; federal text checked against the eCFR on 17 September 2026; NMLS outline and test specifications re-read 15 October 2026. PDF + EPUB.

NMLS SAFE MLO — Cheat Sheet (2026)

A printable colour cheat sheet for the NMLS SAFE MLO (Mortgage Loan Originator) exam, laid out for US Letter and meant to be printed double-sided. It pulls the exam's format, scoring and content areas, and the figures and rules it turns on, onto dense colour-coded pages. Each figure was checked against the source it cites, and the check date is printed on the sheet (October 2026). An independent study aid, not affiliated with or endorsed by the body that sets the exam. The rules an exam tests can change: confirm against the owner's current documents before you rely on a figure.