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Texas Real Estate Sales Agent Exam — Complete Study Guide (2026)

Updated September 2026 for SB 1968 (a written buyer agreement before any showing) and TREC's 20-19 contract (July 2026). Covers both portions of the Texas Sales Agent exam, organized to Pearson VUE's national outline and the Texas state outline effective January 1, 2026: property and ownership (homestead, community property, wills), agency (intermediary, IABS, minimum services, rebates, advertising), contracts (option fee to escrow, ¶12B, the Seller's Water Disclosure), finance and foreclosure, disclosures and valuation, TREC licensing and CE, and math — then a full-length practice exam matched to the real national and state portions, with an explanation for every answer. Independent; not affiliated with TREC or Pearson VUE. PDF + EPUB.

NMLS SAFE MLO — Complete Study Guide (2026)

The SAFE MLO test has run on the same NMLS specifications since April 5, 2021: 120 questions (115 scored), 190 minutes, 75% to pass, in five weighted areas. This guide covers the national test — federal mortgage law (TRID timing, RESPA, TILA/Reg Z, ECOA, HOEPA/QM), general mortgage knowledge, origination activities, ethics & fair lending, and the SAFE Act, with day-counting worked examples, practice questions in four sets (75 chapter questions, two full-length 120-question practice exams weighted like the test, and topic sets by content area) and the 2026 indexed dollar figures dated in an appendix. Exam review that teaches the vocabulary from the ground up but works at the level of the CFR sections; it is not the 20-hour pre-licensing course the SAFE Act requires before you sit the test, and it does not teach any one state's own law. AI-assisted study aid; federal text checked against the eCFR on 17 September 2026; NMLS outline and test specifications re-read 15 October 2026. PDF + EPUB.

Texas Real Estate Sales Agent Exam — Cheat Sheet (2026)

A printable colour cheat sheet for the Texas Real Estate Sales Agent Exam exam, laid out for US Letter and meant to be printed double-sided. It pulls the exam's format, scoring and content areas, and the figures and rules it turns on, onto dense colour-coded pages. Each figure was checked against the source it cites, and the check date is printed on the sheet (October 2026). An independent study aid, not affiliated with or endorsed by the body that sets the exam. The rules an exam tests can change: confirm against the owner's current documents before you rely on a figure.

NMLS SAFE MLO — Cheat Sheet (2026)

A printable colour cheat sheet for the NMLS SAFE MLO (Mortgage Loan Originator) exam, laid out for US Letter and meant to be printed double-sided. It pulls the exam's format, scoring and content areas, and the figures and rules it turns on, onto dense colour-coded pages. Each figure was checked against the source it cites, and the check date is printed on the sheet (October 2026). An independent study aid, not affiliated with or endorsed by the body that sets the exam. The rules an exam tests can change: confirm against the owner's current documents before you rely on a figure.