Federal COBRA continuation generally allows an eligible employee who loses group health coverage to:

a.Enroll in Medicare before age 65, because an involuntary job loss is a Medicare qualifying event
b.Keep the same group coverage permanently, because the plan may never terminate a former employee's coverage
c.Receive the continued coverage at no cost, because the former employer must keep paying the premium
d.Continue the group health coverage for a limited time by paying the premium themselves

Giải thích

COBRA lets qualified individuals who experience a qualifying event (such as job loss or reduced hours) continue their group health coverage for a limited period by paying the premium themselves, generally the full cost plus a small administrative charge. It is not free, not permanent, and not a path to early Medicare. COBRA bridges a coverage gap so a person does not go uninsured while between jobs or plans, though the enrollee bears the cost the employer once shared.

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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)
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