Điều khoản hợp đồng nhân thọCâu 547 / 716
A revocable beneficiary designation means the policyowner:
a.Must obtain the beneficiary's written consent to make any change
b.May change the beneficiary at any time without the beneficiary's consent
c.Is legally barred from ever changing the beneficiary designation once the original choice has been recorded
d.Has permanently given up ownership of the policy to the beneficiary
Giải thích
A revocable beneficiary has only an expectation, so the owner may change the designation at will. Needing consent describes an irrevocable beneficiary; the owner neither loses the right to change nor gives up ownership.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Under the entire contract provision, the insurer may NOT:
- Which right belongs to the policyowner rather than to the insured (when they are different people)?
- A policyowner assigns a life policy to a bank as security for a loan, intending the bank to have rights only up to the outstanding loan balance. This is a:
- If a beneficiary is named irrevocably, the policyowner generally may NOT do which of the following without that beneficiary's consent?
- A death benefit is payable 'per stirpes.' If a primary beneficiary dies before the insured, that beneficiary's share will:
- Under a per capita distribution among named beneficiaries, the proceeds are divided:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)