Điều khoản hợp đồng nhân thọCâu 552 / 716
A contingent (secondary) beneficiary receives the death benefit when:
a.The policy has lapsed for nonpayment
b.The insured is still alive and paying premiums
c.The primary beneficiary has died before the insured or cannot be located
d.A scheduled premium payment is merely a few days late and still well within the policy's stated grace period
Giải thích
A contingent beneficiary is next in line and is paid only if no primary beneficiary is available at the insured's death. A living insured, a lapsed policy, or a late premium does not trigger payment.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A death benefit is payable 'per stirpes.' If a primary beneficiary dies before the insured, that beneficiary's share will:
- Under a per capita distribution among named beneficiaries, the proceeds are divided:
- Under a common disaster (simultaneous death) provision, if the insured and primary beneficiary die in the same accident and the order of death cannot be determined, proceeds are paid as though:
- A common problem with naming a minor child as the direct beneficiary of a life policy is that:
- Naming one's estate as the life insurance beneficiary can be disadvantageous because the proceeds may then be:
- A spendthrift clause attached to a life insurance settlement is designed to:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)