Điều khoản hợp đồng nhân thọCâu 558 / 716
An accidental death benefit (double indemnity) rider generally pays the extra benefit only if death:
a.Is caused by a covered illness or natural bodily condition rather than by an external accidental injury to the insured
b.Occurs after the insured has reached age 70
c.Results from an accident, often within 90 days of the injury, and not from an excluded cause
d.Results from any cause whatsoever
Giải thích
The accidental death rider pays an additional amount only when death is accidental and occurs within a stated time (commonly 90 days) of the injury, excluding causes like illness or suicide. It does not pay for death from any cause or from sickness.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A spendthrift clause attached to a life insurance settlement is designed to:
- The waiver of premium rider typically begins paying the policy's premiums only after:
- The payor benefit rider on a juvenile life policy provides that, if the premium-paying adult dies or becomes disabled:
- Under an AD&D benefit, the amount paid for the accidental loss of a body part such as a hand or eye is called the:
- The return-of-premium rider on a life policy is funded essentially as a(n):
- Adding a level term rider to a whole life policy lets the owner:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)