Điều khoản hợp đồng nhân thọCâu 574 / 716
When an application is submitted WITHOUT the initial premium, coverage generally does not take effect until:
a.The medical examination is merely scheduled
b.The application is signed by the applicant and the producer forwards it to the home office for underwriting review, approval, and issuance
c.The producer mails the application to the insurer
d.The policy is delivered, the first premium is collected, and any required statement of continued good health is obtained
Giải thích
With no premium submitted, the insurer's offer is the issued policy, and acceptance occurs at delivery when the first premium is paid and good health is confirmed. Signing, mailing, or scheduling an exam does not put coverage in force.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)