Bảo hiểm nhân thọ nhóm & Niên kimCâu 676 / 716
Social Security disability benefits use a strict definition: the worker must be unable to engage in ______ due to a medically determinable impairment expected to last at least 12 months or result in death:
a.the duties of their own occupation
b.any substantial gainful activity
c.a preferred, higher-paying occupation
d.any part-time or light-duty work
Giải thích
Social Security disability requires inability to perform any substantial gainful activity, a very strict any-occupation-style standard, with a durational requirement of 12 months or death. It is not an own-occupation test.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)