Bảo hiểm nhân thọ nhóm & Niên kimCâu 682 / 716
In a contributory group plan, where employees pay part of the premium, insurers commonly require a minimum participation of about:
a.75% of eligible employees
b.10% of eligible employees
c.100% of eligible employees
d.0%, with no minimum
Giải thích
Contributory plans typically require around 75% participation to spread risk and limit adverse selection. Requiring 100% is the noncontributory rule, and very low thresholds would invite adverse selection.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- In group life insurance, the individual employee receives a ________ while the employer holds the ________:
- Group life underwriting typically:
- In a noncontributory group plan, the employer pays the entire premium, so insurers usually require:
- When an employee leaves a job covered by group term life, the conversion privilege usually allows them to convert to:
- A key advantage of the group life conversion privilege is that the departing employee:
- Under federal tax rules, employer-paid group term life premiums are tax-free to the employee only up to ________ of coverage; the cost of coverage above that is taxable income to the employee:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)