Bảo hiểm nhân thọ nhóm & Niên kimCâu 693 / 716
Group short-term disability (STD) differs from long-term disability (LTD) mainly in that STD:
a.Pays benefits for many years, often continuing all the way until the insured reaches retirement age
b.Has no waiting period of any kind
c.Covers only retired employees
d.Has a shorter benefit period (weeks to months) and a shorter waiting period
Giải thích
STD pays for a shorter benefit period after a brief waiting period, bridging until LTD begins. LTD covers longer durations; STD is not for retirees and usually has a short elimination period.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A Section 125 cafeteria plan allows employees to:
- A Flexible Spending Account (FSA) under a cafeteria plan traditionally follows a rule that:
- The 'actively-at-work' provision in group insurance requires that, for coverage to take effect, the employee must:
- The exclusion ratio for an annuity payout is calculated as the:
- Once an annuitant has lived long enough to recover the entire cost basis through the exclusion ratio, subsequent payments are:
- A surrender charge on a deferred annuity:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)