Hoạt động cấp khoản vayCâu 189 / 400
Which charge is subject to a zero percent tolerance (cannot increase from the LE to the CD)?
a.Prepaid interest
b.Homeowners insurance premium
c.A recording fee
d.The loan origination fee charged by the creditor
Giải thích
Fees paid to the creditor, mortgage broker, or an affiliate, and charges for services the consumer cannot shop for provided by an affiliate, are subject to zero tolerance. The creditor's own origination fee cannot increase from the LE to the CD.
Trích dẫn luật: TRIDLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Which of the following qualifies as the consumer's 'intent to proceed' with the transaction?
- When a valid changed circumstance justifies a revised Loan Estimate, the creditor must deliver or mail it within how many business days of receiving information sufficient to establish the change?
- A revised Loan Estimate must be received by the consumer no later than how many business days before consummation?
- Which fee falls under the 10 percent cumulative tolerance category?
- Which of the following is generally subject to NO tolerance limitation (may change without violating good faith)?
- A borrower chooses a title company that is NOT on the creditor's written list of providers. Into which tolerance category does that title service fee fall?
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Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra