Hoạt động cấp khoản vayCâu 191 / 400
Which of the following is generally subject to NO tolerance limitation (may change without violating good faith)?
a.Transfer taxes
b.Prepaid interest (per-diem interest)
c.The lender's origination charge
d.Recording fees
Giải thích
Prepaid (per-diem) interest is in the 'no tolerance' category, meaning it may change from the LE to the CD without violating good faith. Also in this category are property insurance premiums, escrow amounts, and services the consumer shops for using a provider not on the creditor's list.
Trích dẫn luật: TRIDLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A revised Loan Estimate must be received by the consumer no later than how many business days before consummation?
- Which charge is subject to a zero percent tolerance (cannot increase from the LE to the CD)?
- Which fee falls under the 10 percent cumulative tolerance category?
- A borrower chooses a title company that is NOT on the creditor's written list of providers. Into which tolerance category does that title service fee fall?
- A borrower selects a pest-inspection provider FROM the creditor's written list of service providers. That charge is subject to which tolerance?
- Transfer taxes disclosed on the Loan Estimate are subject to which tolerance?
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