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Premiums for homeowners (hazard) insurance disclosed on the LE are subject to which tolerance?
a.Zero tolerance
b.No tolerance
c.10 percent tolerance
d.They cannot appear on the LE
Giải thích
Homeowners (hazard) insurance premiums are in the 'no tolerance' category because the amount depends on the policy the consumer selects and can vary. The estimate must still be based on the best information reasonably available and made in good faith.
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Câu hỏi liên quan cùng chủ đề
- The borrower asks to switch from a 30-year to a 15-year loan after the initial LE, changing several costs. The creditor may:
- A revised Loan Estimate may NOT be provided:
- Amounts placed into an escrow, impound, or reserve account are subject to which tolerance?
- A charge for a service the consumer cannot shop for, provided by an affiliate of the creditor, is subject to which tolerance?
- Which pairing correctly matches the charge to its tolerance category?
- At closing, which of these is most likely permitted to be higher than the Loan Estimate without a tolerance cure?
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