Hoạt động cấp khoản vayCâu 230 / 400
At closing, which of these is most likely permitted to be higher than the Loan Estimate without a tolerance cure?
a.The creditor's origination fee
b.Per-diem prepaid interest that increased because closing occurred later in the month than assumed
c.A transfer tax
d.The credit report fee charged by the creditor's affiliate
Giải thích
Per-diem prepaid interest is in the 'no tolerance' category, so it can be higher at closing than on the LE, for example when closing occurs later in the month, without triggering a cure. The creditor's origination fee and transfer taxes are zero tolerance, and an affiliate charge for a service the consumer cannot shop for is also zero tolerance.
Trích dẫn luật: TRIDLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Premiums for homeowners (hazard) insurance disclosed on the LE are subject to which tolerance?
- A charge for a service the consumer cannot shop for, provided by an affiliate of the creditor, is subject to which tolerance?
- Which pairing correctly matches the charge to its tolerance category?
- During processing, an underwriter needs to verify a salaried borrower's income. Which document set most directly supports qualifying income for a W-2 wage earner?
- An automated underwriting system returns a recommendation on a conventional loan submitted to Fannie Mae. Which system produced the finding?
- A property appraisal comes in $15,000 below the agreed purchase price on a home the buyer is financing at 95% LTV. If nothing else changes, what is the most likely consequence?
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