Đạo đứcCâu 294 / 400
Which of the following is NOT a prohibited basis for discrimination under the Equal Credit Opportunity Act (ECOA)?
a.The applicant's credit score
b.The applicant's religion
c.The applicant's marital status
d.Receipt of public assistance income
Giải thích
Credit score is a legitimate, non-prohibited factor lenders may use to assess creditworthiness. ECOA prohibits discrimination based on race, color, religion, national origin, sex, marital status, age, and receipt of public assistance income, so religion, marital status, and public-assistance income are all protected bases.
Trích dẫn luật: ECOA / Regulation BLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A family exaggerates their income slightly so they can qualify to buy a home they intend to live in. This is generally categorized as:
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