Đạo đứcCâu 295 / 400
A creditworthy single woman is told she must have a male cosigner even though her income and credit qualify her on her own. This most likely violates ECOA on the basis of:
a.Age
b.Sex and marital status
c.National origin
d.Receipt of public assistance
Giải thích
Requiring a cosigner from a qualified applicant because she is an unmarried woman discriminates on the basis of sex and marital status, both prohibited by ECOA. Age, national origin, and public-assistance status are also protected but are not the basis implicated by demanding a male cosigner.
Trích dẫn luật: ECOA / Regulation BLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Which of the following is a classic red flag for possible mortgage fraud on an application?
- A file shows the same phone number for the borrower, the seller, and the appraiser, and the sale price is far above the neighborhood. These facts most likely indicate:
- Which of the following is NOT a prohibited basis for discrimination under the Equal Credit Opportunity Act (ECOA)?
- Under ECOA, when a lender takes adverse action on an application, the applicant is generally entitled to:
- A loan officer discourages a qualified applicant from applying after learning the applicant is 68 years old, saying 'a loan probably isn't right for someone your age.' This is:
- Which characteristic is a protected class under the federal Fair Housing Act that is NOT expressly listed in ECOA?
Cập nhật gần nhất: · quy trình kiểm tra
Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra