Đạo đứcCâu 298 / 400
Which characteristic is a protected class under the federal Fair Housing Act that is NOT expressly listed in ECOA?
a.Disability (handicap)
b.Race
c.National origin
d.Sex
Giải thích
Disability (handicap) and familial status are Fair Housing Act protected classes not expressly named in ECOA's list. Race, national origin, and sex are protected under both statutes, so they do not distinguish the two laws.
Trích dẫn luật: Fair Housing ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A creditworthy single woman is told she must have a male cosigner even though her income and credit qualify her on her own. This most likely violates ECOA on the basis of:
- Under ECOA, when a lender takes adverse action on an application, the applicant is generally entitled to:
- A loan officer discourages a qualified applicant from applying after learning the applicant is 68 years old, saying 'a loan probably isn't right for someone your age.' This is:
- A family with three young children is told an apartment complex is 'really better suited for adults.' This most likely violates the Fair Housing Act's protection for:
- The practice of denying or restricting mortgage credit to entire neighborhoods based on their racial or ethnic composition, regardless of individual applicants' qualifications, is called:
- A loan officer only shows loan programs in predominantly minority neighborhoods to minority applicants and never mentions those areas to white applicants. This is an example of:
Cập nhật gần nhất: · quy trình kiểm tra
Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra