Đạo đứcCâu 347 / 400
A loan officer notices the borrower's stated employer phone number connects to the borrower's own cell phone. The officer should:
a.Ignore it because the loan is otherwise strong
b.Investigate the discrepancy as a potential employment-fraud red flag
c.Coach the borrower on a better story
d.Close quickly before anyone notices
Giải thích
An employer 'verification' number that rings the borrower's own phone is a red flag for fabricated employment and must be investigated. Ignoring it, coaching a cover story, or rushing to close would each facilitate potential fraud rather than address it.
Trích dẫn luật: Mortgage fraud / ethicsLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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