Đạo đứcCâu 349 / 400
A friend asks a loan officer to 'just look up' a neighbor's mortgage balance and income out of curiosity. The officer should:
a.Share it since they are friends
b.Share only the income, not the balance
c.Post it in a group chat
d.Refuse, because accessing and disclosing NPI for no legitimate business purpose is prohibited
Giải thích
Accessing or disclosing a consumer's NPI without a legitimate business purpose and authorization violates privacy duties, so the officer must refuse. Sharing any portion, or posting it publicly, would breach GLBA and the duty to safeguard customer information.
Trích dẫn luật: Ethical duty / privacyLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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