Đạo đứcCâu 351 / 400
Which practice would MOST clearly be considered predatory rather than merely aggressive?
a.Marketing loans widely to potential customers
b.Targeting elderly homeowners with high equity for unaffordable, fee-laden refinances
c.Offering a competitive fixed-rate product
d.Explaining loan risks clearly
Giải thích
Deliberately targeting vulnerable elderly homeowners with unaffordable, fee-heavy loans to strip their equity is a classic predatory practice. Broad marketing, competitive products, and clear risk explanations are legitimate and consumer-friendly, not predatory.
Trích dẫn luật: Predatory lending / ethicsLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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